.fbc{--navy:#002269; --slate-blue:#00339c; --royal:#0075f2; --gold:#ffc807;
  --ghost:#eef3ff; --mist:#f6f9ff; --line:#d8e2f4; --slate:#4a5a72; --dim:#5b6b8c;
  --ink:#0a1b3d; --ok:#1e8e5a; --warn:#c2410c;}
.fbc, .fbc *{box-sizing:border-box}
.fbc{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff;-webkit-font-smoothing:antialiased}
.fbc a{text-decoration:none}
.fbc img{max-width:100%}
.fbc .wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.fbc .sec{padding:84px 0}
.fbc .sec--mist{background:var(--mist)}
.fbc .sec--navy{background:var(--navy);color:#fff}
.fbc .sec--slate{background:var(--slate-blue);color:#fff}
.fbc .kick{color:var(--royal);font-size:11.5px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;margin-bottom:10px}
.fbc .sec--navy .kick,.fbc .sec--slate .kick{color:var(--gold)}
.fbc .h2{margin:0;color:var(--navy);font-size:clamp(27px,3.1vw,38px);font-weight:800;letter-spacing:-.022em;line-height:1.15;text-wrap:balance}
.fbc .sec--navy .h2,.fbc .sec--slate .h2{color:#fff}
.fbc .lede{margin:14px 0 0;color:var(--slate);font-size:17.5px;max-width:70ch}
.fbc .sec--navy .lede,.fbc .sec--slate .lede{color:#b9cdf3}
.fbc .sec-head{margin-bottom:44px}
.fbc .btn-gold{display:inline-block;background:var(--gold);color:var(--ink);font-weight:800;font-size:16px;padding:16px 28px;border-radius:10px}
.fbc .btn-out{display:inline-block;background:transparent;color:#fff;font-weight:700;font-size:15.5px;padding:14px 24px;border:2px solid rgba(255,255,255,.55);border-radius:10px}
.fbc .btn-navy{display:inline-block;background:#fff;color:var(--navy);font-weight:700;font-size:15.5px;padding:14px 24px;border:2px solid var(--navy);border-radius:10px}
.fbc .link{color:var(--royal);font-weight:700}
.fbc .hero{position:relative;background:var(--slate-blue);color:#fff;padding:104px 0 0;overflow:hidden}
.fbc .hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:56px;align-items:center}
.fbc .hero-kick{color:var(--gold);font-size:11.5px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px}
.fbc .h1{margin:0;font-size:clamp(34px,4.6vw,56px);font-weight:900;letter-spacing:-.03em;line-height:1.06;text-wrap:balance}
.fbc .h1 span{color:var(--gold)}
.fbc .hero-sub{margin:20px 0 0;color:#c5d8fa;font-size:18px;max-width:56ch}
.fbc .hero-cta{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}
.fbc .hero-trust{margin-top:22px;color:#9cc4fd;font-size:14px;font-weight:600}
.fbc .band{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;margin-top:64px;border-top:1px solid rgba(255,255,255,.18);padding:30px 0 34px}
.fbc .band-n{color:#fff;font-size:29px;font-weight:900;letter-spacing:-.02em}
.fbc .band-l{color:#9cc4fd;font-size:12px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;margin-top:4px}
.fbc .doc{background:#fff;border-radius:14px;border:1px solid #cfdcf3;overflow:hidden;color:var(--ink);max-width:460px;margin-left:auto}
.fbc .doc-bar{display:flex;align-items:center;gap:7px;padding:11px 14px;background:#f2f6ff;border-bottom:1px solid #e2eaf9}
.fbc .doc-dot{width:9px;height:9px;border-radius:50%;background:#cdd9ee}
.fbc .doc-dot:nth-child(1){background:#ff5f57}
.fbc .doc-dot:nth-child(2){background:#febc2e}
.fbc .doc-dot:nth-child(3){background:#28c840}
.fbc .doc-file{margin-left:8px;color:var(--dim);font-size:11.5px;font-weight:700;letter-spacing:.02em}
.fbc .doc-body{padding:26px 26px 24px;position:relative}
.fbc .doc-seal{display:flex;align-items:center;gap:11px;padding-bottom:16px;border-bottom:1px solid var(--line)}
.fbc .doc-seal svg{width:34px;height:34px;flex:none}
.fbc .doc-org{font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--navy);line-height:1.35}
.fbc .doc-org small{display:block;font-size:10px;font-weight:600;letter-spacing:.06em;color:var(--dim);text-transform:none}
.fbc .doc-t{margin:18px 0 4px;font-size:15px;font-weight:800;color:var(--navy);letter-spacing:-.01em}
.fbc .doc-rows{margin-top:14px;display:grid;gap:9px}
.fbc .doc-row{display:flex;justify-content:space-between;gap:14px;font-size:12.5px}
.fbc .doc-row span{color:var(--dim);font-weight:600}
.fbc .doc-row b{color:var(--ink);font-weight:700}
.fbc .doc-line{height:8px;border-radius:4px;background:#e8eefb}
.fbc .doc-line.w70{width:70%}
.fbc .doc-line.w45{width:45%}
.fbc .doc-result{margin-top:20px;padding:15px 16px;border:1px dashed #9fd3b6;background:#f0fbf5;border-radius:10px}
.fbc .doc-result-k{font-size:10.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--ok)}
.fbc .doc-result-t{margin-top:5px;font-size:14.5px;font-weight:800;color:#12603c}
.fbc .doc-stamp{position:absolute;right:24px;bottom:20px;border:2.5px solid rgba(30,142,90,.5);color:rgba(30,142,90,.75);font-size:11px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;padding:7px 11px;border-radius:6px;transform:rotate(-11deg)}
.fbc .doc-foot{margin-top:16px;padding-top:13px;border-top:1px solid var(--line);color:var(--dim);font-size:11.5px}
.fbc .doc-cap{margin:14px auto 0;max-width:460px;text-align:right;color:#9cc4fd;font-size:12.5px}
.fbc .g2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.fbc .g3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.fbc .g4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.fbc .card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px}
.fbc .sec--navy .card,.fbc .sec--slate .card{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.18)}
.fbc .card h3{margin:0 0 8px;color:var(--navy);font-size:18px;font-weight:800;letter-spacing:-.01em}
.fbc .sec--navy .card h3,.fbc .sec--slate .card h3{color:#fff}
.fbc .card p{margin:0;color:var(--slate);font-size:15px}
.fbc .sec--navy .card p,.fbc .sec--slate .card p{color:#b9cdf3}
.fbc .ico{width:44px;height:44px;border-radius:10px;background:var(--ghost);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.fbc .ico svg{width:23px;height:23px;fill:none;stroke:var(--royal);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.fbc .sec--navy .ico,.fbc .sec--slate .ico{background:rgba(255,255,255,.1)}
.fbc .sec--navy .ico svg,.fbc .sec--slate .ico svg{stroke:var(--gold)}
.fbc .recv{display:grid;grid-template-columns:1.15fr .85fr;gap:52px;align-items:start}
.fbc .recv p{color:var(--slate);font-size:17px;margin:0 0 16px}
.fbc .recv p:last-child{margin-bottom:0}
.fbc .alias{border:1px solid var(--line);border-radius:16px;padding:24px;background:var(--mist)}
.fbc .alias-k{font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--dim);margin-bottom:14px}
.fbc .alias-l{display:flex;flex-wrap:wrap;gap:9px}
.fbc .alias-l span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 14px;font-size:14px;font-weight:600;color:var(--navy)}
.fbc .alias-note{margin:18px 0 0;padding-top:16px;border-top:1px solid var(--line);color:var(--warn);font-size:14.5px;font-weight:600}
.fbc .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:0;position:relative}
.fbc .step{padding:0 28px;border-left:1px solid rgba(255,255,255,.2)}
.fbc .step:first-child{padding-left:0;border-left:0}
.fbc .step-n{width:40px;height:40px;border-radius:50%;background:var(--gold);color:var(--ink);font-size:16px;font-weight:900;display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.fbc .step-k{color:var(--gold);font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;margin-bottom:7px}
.fbc .step h3{margin:0 0 9px;color:#fff;font-size:19px;font-weight:800}
.fbc .step p{margin:0;color:#b9cdf3;font-size:15.5px}
.fbc .cross{display:grid;grid-template-columns:1.25fr .75fr;gap:44px;align-items:center;background:var(--navy);border-radius:20px;padding:44px}
.fbc .cross h2{margin:0;color:#fff;font-size:clamp(24px,2.7vw,31px);font-weight:800;letter-spacing:-.02em;line-height:1.2}
.fbc .cross p{margin:14px 0 0;color:#b9cdf3;font-size:16.5px}
.fbc .cross-cta{display:flex;flex-direction:column;gap:12px}
.fbc .cross-cta small{color:#9cc4fd;font-size:13px}
.fbc .rule{display:flex;gap:16px;padding:22px 0;border-top:1px solid var(--line)}
.fbc .rule:first-of-type{border-top:0;padding-top:0}
.fbc .rule-b{width:30px;height:30px;border-radius:8px;flex:none;display:flex;align-items:center;justify-content:center;background:#fff4e8}
.fbc .rule-b svg{width:17px;height:17px;fill:none;stroke:var(--warn);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.fbc .rule h3{margin:0 0 5px;color:var(--navy);font-size:16.5px;font-weight:800}
.fbc .rule p{margin:0;color:var(--slate);font-size:15.5px}
.fbc .office{border:1px solid var(--line);border-radius:16px;padding:28px;background:#fff;display:flex;flex-direction:column}
.fbc .office-c{color:var(--royal);font-size:11.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
.fbc .office h3{margin:8px 0 12px;color:var(--navy);font-size:22px;font-weight:800}
.fbc .office address{font-style:normal;color:var(--slate);font-size:16px;line-height:1.65}
.fbc .office-p{margin:16px 0 0;padding-top:16px;border-top:1px solid var(--line);color:var(--dim);font-size:14.5px;font-weight:600}
.fbc .office-a{margin-top:auto;padding-top:18px}
.fbc .faq{max-width:840px;margin:0 auto}
.fbc details.qa{border-top:1px solid var(--line)}
.fbc details.qa:last-child{border-bottom:1px solid var(--line)}
.fbc .qa summary{list-style:none;cursor:pointer;display:flex;gap:18px;align-items:flex-start;padding:22px 0;color:var(--navy);font-size:17.5px;font-weight:700}
.fbc .qa summary::-webkit-details-marker{display:none}
.fbc .qa-plus{margin-left:auto;flex:none;width:22px;height:22px;position:relative;margin-top:3px}
.fbc .qa-plus:before,.fbc .qa-plus:after{content:"";position:absolute;background:var(--royal);border-radius:2px}
.fbc .qa-plus:before{left:0;top:10px;width:22px;height:2.5px}
.fbc .qa-plus:after{left:10px;top:0;width:2.5px;height:22px;transition:opacity .18s}
.fbc details[open] .qa-plus:after{opacity:0}
.fbc .qa p{margin:0 0 22px;color:var(--slate);font-size:16px;max-width:74ch}
.fbc .final{text-align:center}
.fbc .final h2{margin:0 auto;max-width:20ch}
.fbc .final p{margin:16px auto 0;max-width:62ch;color:#b9cdf3;font-size:17px}
.fbc .final-cta{display:flex;flex-wrap:wrap;gap:14px;justify-content:center;margin-top:30px}
.fbc .foot-note{margin-top:26px;color:var(--dim);font-size:13.5px;text-align:center}
@media (max-width:991px){.fbc .hero-grid,.fbc .recv,.fbc .cross{grid-template-columns:1fr;gap:38px}
.fbc .doc{margin:0 auto}
.fbc .doc-cap{text-align:center}
.fbc .band{grid-template-columns:repeat(2,1fr);gap:22px}
.fbc .g4{grid-template-columns:repeat(2,1fr)}
.fbc .steps{grid-template-columns:1fr}
.fbc .step{padding:26px 0;border-left:0;border-top:1px solid rgba(255,255,255,.2)}
.fbc .step:first-child{padding-top:0;border-top:0}
.fbc .sec{padding:64px 0}}
@media (max-width:767px){.fbc .g2,.fbc .g3{grid-template-columns:1fr}
.fbc .cross{padding:30px}}
@media (max-width:479px){.fbc .band{grid-template-columns:1fr;gap:18px}
.fbc .g4{grid-template-columns:1fr}
.fbc .btn-gold,.fbc .btn-out,.fbc .btn-navy{width:100%;text-align:center}
.fbc .wrap{padding:0 18px}}