:root{
    --bg:#070f1b;--bg2:#0a1728;--panel:#0e1d33;--panel2:#122238;
    --gold:#c2a875;--gold-b:#e7cfa4;--gold-d:#a08a56;
    --ink:#eef3fa;--muted:#93a3ba;--muted2:#6b7d95;
    --line:rgba(194,168,90,.30);--line-soft:rgba(255,255,255,.08);
    --font:'Montserrat','Helvetica Neue',Arial,sans-serif;
  }
  *{box-sizing:border-box}
  html,body{margin:0;background:#070f1b}
  .cio{background:var(--bg);color:var(--ink);font-family:var(--font);line-height:1.6;overflow:hidden}
  .cio ::selection{background:rgba(195,154,84,.32);color:#fff}
  .cio-wrap{max-width:1180px;margin:0 auto;padding:0 clamp(20px,5vw,64px)}
  .cio-eyebrow{font-size:12px;font-weight:600;letter-spacing:.32em;text-transform:uppercase;color:var(--gold-b)}
  .cio-eyebrow.center{text-align:center}
  .cio-h2{margin:16px 0 0;font-weight:700;letter-spacing:-.02em;line-height:1.08;font-size:clamp(30px,4.4vw,52px);color:#fff}
  .cio-h2.center{text-align:center}
  .cio-h2 em{font-style:normal;color:var(--gold-b)}
  .cio p{color:var(--muted);font-size:clamp(15px,1.15vw,17px);font-weight:400}

  /* ===== HERO ===== */
  .cio-hero{position:relative;min-height:100svh;display:flex;align-items:center;justify-content:center;text-align:center;overflow:hidden;
    background:radial-gradient(120% 85% at 50% 30%,#12294a 0%,#0a1728 45%,#070f1b 100%)}
  .cio-hero__grain{position:absolute;inset:0;opacity:.5;mix-blend-mode:overlay;pointer-events:none;
    background-image:radial-gradient(rgba(255,255,255,.5) .5px,transparent .5px);background-size:3px 3px}
  .cio-hero__beam{position:absolute;left:50%;top:-10%;width:120%;height:80%;transform:translateX(-50%);pointer-events:none;
    background:radial-gradient(60% 60% at 50% 0%,rgba(195,154,84,.18) 0%,rgba(195,154,84,0) 70%)}
  .cio-hero__inner{position:relative;z-index:2;padding:110px 20px 80px;max-width:1200px}
  .cio-hero__marks{display:flex;align-items:center;justify-content:center;gap:clamp(22px,4vw,46px);margin:26px 0 42px}
  .cio-mark{display:block;height:auto;filter:drop-shadow(0 6px 24px rgba(0,0,0,.5))}
  .cio-mark--nr{width:clamp(180px,22vw,250px)}
  .cio-mark--cio{width:clamp(74px,9vw,104px)}
  .cio-conn{position:relative;display:flex;align-items:center;justify-content:center;width:2px;height:clamp(58px,8vw,92px)}
  .cio-conn__line{position:absolute;inset:0;width:1px;left:50%;transform:translateX(-50%);
    background:linear-gradient(to bottom,rgba(195,154,84,0),var(--gold) 45%,var(--gold) 55%,rgba(195,154,84,0))}
  .cio-conn__node{position:absolute;left:50%;top:50%;width:11px;height:11px;transform:translate(-50%,-50%) rotate(45deg);
    background:linear-gradient(135deg,var(--gold-b),var(--gold-d));box-shadow:0 0 16px rgba(231,207,164,.7),0 0 0 4px rgba(195,154,84,.14)}
  .cio-conn__pulse{position:absolute;left:50%;top:50%;width:14px;height:14px;transform:translate(-50%,-50%);border-radius:50%;
    border:1px solid var(--gold-b);opacity:0}
  .cio-hero__title{margin:0 auto;max-width:1180px;text-wrap:balance;font-weight:700;letter-spacing:-.025em;line-height:1.07;
    font-size:clamp(32px,5.4vw,60px);color:#fff}
  .cio-hero__sub{margin:26px auto 0;max-width:60ch;color:var(--muted);font-size:clamp(15px,1.3vw,18.5px)}
  .cio-scroll{margin-top:52px;font-size:11px;font-weight:600;letter-spacing:.3em;text-transform:uppercase;color:var(--muted2)}
  .cio-scroll span{display:block;margin-top:10px;font-size:16px;color:var(--gold);animation:cioBob 2s ease-in-out infinite}
  @keyframes cioBob{0%,100%{transform:translateY(0)}50%{transform:translateY(6px)}}

  /* ===== BETTER TOGETHER ===== */
  .cio-bt{position:relative;padding:clamp(90px,12vw,150px) 0;background:linear-gradient(180deg,#070f1b,#0a1728 40%,#0a1728)}
  .cio-bt__grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:clamp(40px,6vw,84px);align-items:center}
  .cio-bt__left .cio-h2{margin-bottom:26px}
  .cio-bt__left p{margin:0 0 20px;max-width:52ch}
  .cio-bt__left p strong{color:#dbe4ef;font-weight:600}
  .cio-bt__right{display:flex;flex-direction:column;gap:16px}
  .cio-stat{position:relative;padding:24px 26px;border:1px solid var(--line-soft);border-radius:6px;background:rgba(255,255,255,.02);
    border-left:2px solid var(--gold)}
  .cio-stat__n{font-size:clamp(26px,3vw,36px);font-weight:700;letter-spacing:-.02em;color:var(--gold-b);line-height:1}
  .cio-stat__l{margin-top:10px;font-size:13.5px;line-height:1.5;color:var(--muted)}
  .cio-quote{margin:clamp(56px,7vw,88px) auto 0;max-width:20ch;text-align:center;font-weight:600;letter-spacing:-.015em;
    line-height:1.2;font-size:clamp(26px,3.6vw,44px);color:#fff}
  .cio-quote::before,.cio-quote::after{content:"";display:block;width:44px;height:1px;margin:26px auto;background:var(--gold);opacity:.6}

  /* ===== CARDS ===== */
  .cio-cards{position:relative;padding:clamp(90px,12vw,150px) 0;background:var(--bg)}
  .cio-lead{margin:22px auto 0;max-width:60ch;text-align:center;color:var(--muted)}
  .cio-cards__grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin-top:clamp(48px,6vw,72px);align-items:stretch}
  .cio-card{position:relative;display:flex;flex-direction:column;padding:38px 32px;border:1px solid var(--line-soft);border-radius:10px;
    background:linear-gradient(180deg,rgba(255,255,255,.035),rgba(255,255,255,.012));transition:transform .35s ease,border-color .35s ease,box-shadow .35s ease}
  .cio-card:hover{transform:translateY(-6px);border-color:var(--line);box-shadow:0 26px 60px rgba(0,0,0,.5)}
  .cio-card--feature{border-color:var(--line);background:linear-gradient(180deg,rgba(195,154,84,.10),rgba(195,154,84,.02));
    box-shadow:0 0 0 1px rgba(195,154,84,.16),0 30px 70px rgba(0,0,0,.5)}
  .cio-card__kicker{font-size:11px;font-weight:600;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-d)}
  .cio-card--feature .cio-card__kicker{color:var(--gold-b)}
  .cio-card__brand{height:52px;display:flex;align-items:center;margin:0 0 20px}
  .cio-card__brand img{max-height:26px;width:auto;opacity:.95}
  .cio-card__wordmark{font-size:26px;font-weight:700;letter-spacing:.02em;color:#fff}
  .cio-card__wordmark b{color:var(--gold-b);font-weight:700}
  .cio-card__icon{width:44px;height:44px;display:flex;align-items:center;justify-content:center;border-radius:50%;
    border:1px solid var(--line);color:var(--gold-b)}
  .cio-card__icon svg{width:22px;height:22px;stroke:currentColor;fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
  .cio-card__title{margin:18px 0 12px;font-size:20px;font-weight:700;letter-spacing:-.01em;color:#fff}
  .cio-card__body{margin:0;font-size:14.5px;line-height:1.62;color:var(--muted)}
  .cio-card__dims{margin:16px 0 0;padding:0;list-style:none;display:flex;flex-direction:column;gap:8px}
  .cio-card__dims li{position:relative;padding-left:18px;font-size:13px;color:#c3d0e0}
  .cio-card__dims li::before{content:"";position:absolute;left:0;top:8px;width:6px;height:6px;border-radius:50%;background:var(--gold)}
  .cio-card__link{margin-top:auto;padding-top:22px;display:inline-flex;align-items:center;gap:8px;color:var(--gold-b);
    font-size:13px;font-weight:600;letter-spacing:.04em;text-decoration:none}
  .cio-card__link svg{width:15px;height:15px;stroke:currentColor;fill:none;stroke-width:1.7;transition:transform .3s ease}
  .cio-card__link:hover svg{transform:translateX(4px)}

  /* ===== CTA ===== */
  .cio-cta{position:relative;padding:clamp(96px,13vw,160px) 0;text-align:center;overflow:hidden;
    background:radial-gradient(90% 120% at 50% 100%,rgba(195,154,84,.14) 0%,rgba(10,23,40,0) 60%),#0a1728}
  .cio-cta .cio-h2{margin:0 auto;max-width:18ch}
  .cio-cta p{margin:22px auto 0;max-width:52ch}
  .cio-btn{display:inline-flex;align-items:center;gap:10px;margin-top:38px;padding:16px 40px;border-radius:40px;
    background:linear-gradient(135deg,var(--gold),var(--gold-d));color:#0a1728;font-size:14px;font-weight:700;letter-spacing:.06em;
    text-transform:uppercase;text-decoration:none;box-shadow:0 18px 44px rgba(160,138,86,.4);transition:transform .3s ease,box-shadow .3s ease}
  .cio-btn:hover{transform:translateY(-3px);box-shadow:0 24px 54px rgba(160,138,86,.5)}
  .cio-partner{margin-top:40px;display:inline-flex;align-items:center;gap:10px;font-size:12.5px;font-weight:600;letter-spacing:.02em;
    color:var(--muted);text-decoration:none}
  .cio-partner img{height:20px;width:auto;opacity:.85}

  /* ===== DISCLOSURE ===== */
  .cio-disc{padding:44px 0 60px;background:#060c15;border-top:1px solid var(--line-soft)}
  .cio-disc p{max-width:none;margin:0;font-size:11.5px;line-height:1.7;color:var(--muted2)}
  .cio-disc .cio-wrap{max-width:1000px}

  @media (max-width:860px){
    .cio-bt__grid{grid-template-columns:1fr}
    .cio-cards__grid{grid-template-columns:1fr}
    .cio-hero__marks{flex-direction:column;gap:20px}
    .cio-conn{width:clamp(58px,40vw,120px);height:2px}
    .cio-conn__line{width:100%;height:1px;top:50%;left:0;transform:translateY(-50%);
      background:linear-gradient(to right,rgba(195,154,84,0),var(--gold) 45%,var(--gold) 55%,rgba(195,154,84,0))}
  }
  @media (prefers-reduced-motion:reduce){.cio-scroll span{animation:none}}