.lgl-hero,.lgl-body{font-family:Montserrat,-apple-system,Segoe UI,sans-serif}
.lgl-hero *,.lgl-body *{box-sizing:border-box}

/* hero */
.lgl-hero{background:linear-gradient(180deg,#0d233f 0%,#0b1f3a 100%);
  padding:clamp(122px,15vw,160px) 24px clamp(48px,6vw,72px);text-align:center;position:relative;overflow:hidden}
.lgl-hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;
  background:linear-gradient(90deg,transparent,rgba(194,168,117,.5),transparent)}
.lgl-hw{max-width:820px;margin:0 auto}
.lgl-eyebrow{display:inline-block;color:#c2a875;font-size:12px;font-weight:600;
  letter-spacing:.26em;text-transform:uppercase;margin:0 0 20px}
.lgl-title{color:#f4efe4;font-size:clamp(30px,4.4vw,46px);font-weight:600;line-height:1.12;
  letter-spacing:-.01em;margin:0;text-wrap:balance}
.lgl-date{color:#9db0c8;font-size:14px;font-weight:400;margin:18px 0 0;letter-spacing:.02em}

/* body */
.lgl-body{background:#fff;padding:clamp(52px,6vw,84px) 24px clamp(72px,9vw,110px)}
.lgl-rich{max-width:760px;margin:0 auto;color:#33404f;font-size:16px;line-height:1.72;font-weight:400}
.lgl-rich>*:first-child{margin-top:0}
.lgl-rich h2{color:#12233d;font-size:clamp(20px,2.4vw,25px);font-weight:600;line-height:1.25;
  letter-spacing:-.005em;margin:48px 0 16px}
.lgl-rich h3{color:#20344e;font-size:17px;font-weight:600;margin:34px 0 12px}
.lgl-rich p{margin:0 0 18px}
.lgl-rich ul{margin:0 0 20px;padding-left:0;list-style:none}
.lgl-rich li{position:relative;padding-left:26px;margin:0 0 12px}
.lgl-rich li::before{content:"";position:absolute;left:4px;top:10px;width:6px;height:6px;
  border-radius:50%;background:#c2a875}
.lgl-rich strong{color:#20344e;font-weight:600}
.lgl-rich a{color:#9a7b3f;text-decoration:none;border-bottom:1px solid rgba(194,168,117,.45);
  transition:color .25s,border-color .25s}
.lgl-rich a:hover{color:#c2a875;border-color:#c2a875}
.lgl-rich .lgl-caps{font-size:14.5px;color:#4a5768;line-height:1.68}
.lgl-rich hr{border:0;border-top:1px solid #e7e3d8;margin:44px 0}

/* document card (Form CRS / Privacy pages) */
.lgl-doc{max-width:760px;margin:0 auto;border:1px solid #e6e2d6;border-radius:16px;
  background:linear-gradient(180deg,#fbfaf6,#fff);padding:clamp(28px,3.4vw,44px);
  box-shadow:0 20px 50px rgba(18,35,61,.06)}
.lgl-doc__ic{width:56px;height:56px;border-radius:13px;display:flex;align-items:center;justify-content:center;
  background:#0b1f3a;color:#c2a875;margin-bottom:22px}
.lgl-doc__ic svg{width:26px;height:26px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.lgl-doc h2{color:#12233d;font-size:clamp(21px,2.6vw,27px);font-weight:600;margin:0 0 8px;line-height:1.2}
.lgl-doc__sub{color:#8a94a3;font-size:13px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;margin:0 0 22px}
.lgl-doc__desc{color:#33404f;font-size:16px;line-height:1.7;margin:0 0 30px}
.lgl-doc__btns{display:flex;flex-wrap:wrap;gap:12px}
.lgl-btn{display:inline-flex;align-items:center;gap:9px;text-decoration:none;cursor:pointer;
  font-size:13px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;border-radius:4px;
  padding:14px 26px;transition:background .25s,color .25s,border-color .25s,transform .25s,box-shadow .25s}
.lgl-btn svg{width:16px;height:16px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.lgl-btn--primary{background:#20344e;color:#fff}
.lgl-btn--primary:hover{background:#0b1f3a;box-shadow:0 12px 26px rgba(11,31,58,.24);transform:translateY(-2px)}
.lgl-btn--ghost{background:#fff;color:#20344e;border:1px solid #cfd6de}
.lgl-btn--ghost:hover{border-color:#c2a875;color:#0b1f3a;transform:translateY(-2px)}
.lgl-note{max-width:760px;margin:22px auto 0;color:#8a94a3;font-size:13px;line-height:1.6;text-align:center}
.lgl-note a{color:#9a7b3f;text-decoration:none;border-bottom:1px solid rgba(194,168,117,.45)}
.lgl-note a:hover{color:#c2a875}

/* compact doc cards (brochure row on Disclosures) */
.lgl-docrow{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:0 0 12px}
.lgl-dcard{display:flex;align-items:center;gap:14px;text-decoration:none;border:1px solid #e6e2d6;
  border-radius:12px;padding:18px 20px;background:#fbfaf6;transition:border-color .25s,transform .25s,box-shadow .25s}
.lgl-dcard:hover{border-color:#c2a875;transform:translateY(-2px);box-shadow:0 14px 30px rgba(18,35,61,.08)}
.lgl-dcard__ic{width:40px;height:40px;flex:none;border-radius:9px;background:#0b1f3a;color:#c2a875;
  display:flex;align-items:center;justify-content:center}
.lgl-dcard__ic svg{width:19px;height:19px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.lgl-dcard__t{display:flex;flex-direction:column;gap:2px;min-width:0}
.lgl-dcard__t strong{color:#12233d;font-size:14.5px;font-weight:600;line-height:1.25}
.lgl-dcard__t small{color:#8a94a3;font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase}

@media (max-width:640px){
  .lgl-docrow{grid-template-columns:1fr}
  .lgl-doc__btns{flex-direction:column}
  .lgl-btn{justify-content:center}
}
@media (prefers-reduced-motion:reduce){
  .lgl-btn,.lgl-dcard{transition:none}
}