/* US Insights: all rules scoped to #lf-us-insights. Does not style the global header/footer. */
#lf-us-insights{--rust:#b4552f; --accent:#14568f; --accent-dark:#0e3f6a; --accent-light:#e9f0f8; --ink:#121c26; --body:#414d5a; --muted:#6b7885; --line:#dfe4ea; --bg:#ffffff; --bg-alt:#f6f8fb; --amber:#8a6320; --amber-bg:#fdf7ea; --serif:'Newsreader',Georgia,serif; --radius:10px; --maxw:1120px; --navy:#071c2e; --navy-soft:#10314d; --blue:#14568f; --blue-dark:#0e3f6a; --bright:#56cdf5; --bright-dark:#33bced; --hair:#e4e9ef; --r:22px; --r-sm:14px; --sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;}
#lf-us-insights,#lf-us-insights *{box-sizing:border-box}
#lf-us-insights{scroll-behavior:smooth}
#lf-us-insights{margin:0; font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif; color:var(--body); background:var(--bg); font-size:17px; line-height:1.65; -webkit-font-smoothing:antialiased;}
@media (prefers-reduced-motion:reduce){#lf-us-insights,#lf-us-insights *{animation:none!important;transition:none!important}
#lf-us-insights{scroll-behavior:auto}}
#lf-us-insights .wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
#lf-us-insights .narrow{max-width:820px}
#lf-us-insights h1,#lf-us-insights h2,#lf-us-insights h3,#lf-us-insights h4{font-family:var(--serif);color:var(--ink);margin:0 0 .5em;line-height:1.14;letter-spacing:-.012em;font-weight:600}
#lf-us-insights h1{font-size:clamp(2.2rem,4.7vw,3.5rem);font-weight:600;letter-spacing:-.018em}
#lf-us-insights h2{font-size:clamp(1.75rem,3.2vw,2.35rem);font-weight:600;margin-top:0}
#lf-us-insights h3{font-size:1.32rem;font-weight:600;letter-spacing:-.01em}
#lf-us-insights h4{font-size:1.03rem;font-weight:650}
#lf-us-insights p{margin:0 0 1.15em}
#lf-us-insights a{color:var(--accent);text-decoration:none}
#lf-us-insights a:hover{text-decoration:underline}
#lf-us-insights a:focus-visible{outline:2.5px solid var(--accent);outline-offset:3px;border-radius:3px}
#lf-us-insights strong{color:var(--ink);font-weight:600}
#lf-us-insights .eyebrow{font-family:var(--sans,'Inter',sans-serif); font-size:.735rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase; color:var(--accent);margin:0 0 .9rem;}
#lf-us-insights .sect{padding:76px 0;border-top:1px solid var(--line)}
#lf-us-insights .sect-alt{background:var(--bg-alt)}
#lf-us-insights .lead{font-size:1.16rem;color:var(--body)}
#lf-us-insights .hero{padding:64px 0 72px;background:linear-gradient(178deg,var(--accent-light) 0%,#ffffff 78%)}
#lf-us-insights .hero-grid{display:grid;grid-template-columns:1.3fr .8fr;gap:56px;align-items:start}
#lf-us-insights .hero p.lead{font-size:1.2rem;max-width:38em}
#lf-us-insights .crumb{font-size:.83rem;color:var(--muted);margin-bottom:1.6rem}
#lf-us-insights .crumb a{color:var(--muted)}
#lf-us-insights .btn-row{margin-top:1.9rem}
#lf-us-insights .toc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px 26px; box-shadow:0 2px 20px rgba(20,86,143,.07);}
#lf-us-insights .toc h4{margin-bottom:.9rem;font-size:.76rem;letter-spacing:.11em;text-transform:uppercase;color:var(--muted);font-weight:700}
#lf-us-insights .toc ol{margin:0;padding-left:1.2em;font-size:.94rem}
#lf-us-insights .toc li{margin-bottom:.5em;line-height:1.45}
#lf-us-insights .toc li:last-child{margin-bottom:0}
#lf-us-insights .tbl-scroll{overflow-x:auto;margin:2rem 0 0;-webkit-overflow-scrolling:touch}
#lf-us-insights table{width:100%;border-collapse:collapse;font-size:.94rem;min-width:640px;background:#fff}
#lf-us-insights caption{text-align:left;font-size:.87rem;color:var(--muted);padding-bottom:.7rem}
#lf-us-insights th,#lf-us-insights td{padding:13px 15px;text-align:left;border:1px solid var(--line);vertical-align:top}
#lf-us-insights thead th{background:var(--accent);color:#fff;font-weight:600;font-size:.87rem;border-color:var(--accent-dark)}
#lf-us-insights tbody th{background:var(--bg-alt);font-weight:600;color:var(--ink);width:22%}
#lf-us-insights .sect-alt tbody th{background:#eef2f7}
#lf-us-insights .callout{background:var(--amber-bg);border:1px solid #ecdcb8;border-left:4px solid var(--amber); border-radius:var(--radius);padding:24px 26px;margin:2rem 0 0;}
#lf-us-insights .callout h3{color:var(--amber);font-size:1.06rem;margin-bottom:.5em}
#lf-us-insights .callout p{font-size:.96rem}
#lf-us-insights .callout p:last-child{margin-bottom:0}
#lf-us-insights .note{background:var(--accent-light);border-radius:var(--radius);padding:22px 26px;margin-top:2rem; border:1px solid #cfdcec;}
#lf-us-insights .note p{margin:0;font-size:.97rem}
#lf-us-insights .faq{margin-top:2.2rem;border-top:1px solid var(--line)}
#lf-us-insights details{border-bottom:1px solid var(--line)}
#lf-us-insights summary{padding:19px 40px 19px 0;font-weight:600;color:var(--ink);cursor:pointer; list-style:none;position:relative;font-size:1.03rem;line-height:1.45;}
#lf-us-insights summary::-webkit-details-marker{display:none}
#lf-us-insights summary::after{content:"";position:absolute;right:8px;top:26px;width:9px;height:9px; border-right:2px solid var(--accent);border-bottom:2px solid var(--accent); transform:rotate(45deg);transition:transform .2s ease;}
#lf-us-insights details[open] summary::after{transform:rotate(-135deg);top:30px}
#lf-us-insights .faq-body{padding:0 0 20px}
#lf-us-insights .cta{background:var(--accent);color:#fff;padding:74px 0;text-align:center}
#lf-us-insights .cta h2{color:#fff}
#lf-us-insights .cta p{color:#cddeef;max-width:34em;margin:0 auto 1.9rem;font-size:1.1rem}
#lf-us-insights .rel-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:2rem}
#lf-us-insights .rel{display:block;border:1px solid var(--line);border-radius:var(--radius);padding:22px;background:#fff;transition:border-color .16s ease}
#lf-us-insights .rel:hover{border-color:var(--accent);text-decoration:none}
#lf-us-insights .rel span{display:block;font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;color:var(--accent);font-weight:700;margin-bottom:.5rem}
#lf-us-insights .rel b{display:block;color:var(--ink);font-weight:650;margin-bottom:.35rem;font-size:1.03rem}
#lf-us-insights .rel em{font-style:normal;color:var(--muted);font-size:.9rem;line-height:1.5;display:block}
@media (max-width:900px){#lf-us-insights .hero-grid{grid-template-columns:1fr;gap:36px}
#lf-us-insights .rel-grid{grid-template-columns:1fr}}
@media (max-width:600px){#lf-us-insights{font-size:16px}
#lf-us-insights .sect{padding:54px 0}
#lf-us-insights .hero{padding:40px 0 52px}}
@media (max-width:600px){#lf-us-insights .tbl-scroll{overflow-x:visible;margin-top:1.3rem}
#lf-us-insights table{min-width:0;display:block;background:transparent}
#lf-us-insights thead{display:none}
#lf-us-insights tbody{display:block}
#lf-us-insights tbody tr{display:block;background:#fff;border:1px solid var(--line); border-radius:var(--radius);margin-bottom:12px;overflow:hidden;}
#lf-us-insights tbody tr:last-child{margin-bottom:0}
#lf-us-insights tbody th,#lf-us-insights tbody td{display:block;width:auto;border:0; border-bottom:1px solid var(--line);padding:11px 15px;}
#lf-us-insights tbody tr > *:last-child{border-bottom:0}
#lf-us-insights tbody th[scope="row"]{background:var(--accent-light);color:var(--ink); font-size:.97rem;font-weight:650;line-height:1.4;}
#lf-us-insights tbody td::before{content:attr(data-label);display:block; font-size:.66rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase; color:var(--muted);margin-bottom:4px;}
#lf-us-insights caption{padding-bottom:.9rem;font-size:.85rem;display:block;width:100%;box-sizing:border-box}}
#lf-us-insights{font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1}
#lf-us-insights .pill{display:inline-flex;align-items:center;gap:9px;border-radius:999px;padding:15px 26px; font-family:var(--sans);font-size:.82rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase; text-decoration:none;transition:background .18s ease,transform .18s ease,border-color .18s ease}
#lf-us-insights .pill:hover{text-decoration:none}
#lf-us-insights .pill-bright{background:var(--bright);color:#062033}
#lf-us-insights .pill-bright:hover{background:var(--bright-dark);transform:translateY(-1px)}
#lf-us-insights .pill-ghost{background:transparent;color:var(--ink);border:1.5px solid var(--hair)}
#lf-us-insights .pill-ghost:hover{border-color:var(--ink)}
#lf-us-insights .cta .pill-ghost{background:transparent;border-color:rgba(255,255,255,.5);color:#fff}
#lf-us-insights .cta .pill-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08)}
#lf-us-insights .cta .pill-bright{background:#fff;color:var(--accent)}
#lf-us-insights .cta .pill-bright:hover{background:#eaf1f9}
#lf-us-insights .credstrip-sect{padding:34px 0;border-top:0}
#lf-us-insights .credstrip{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:22px}
#lf-us-insights .cred{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px 22px}
#lf-us-insights .cred-ico{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px; border-radius:10px;background:var(--accent-light);color:var(--accent);margin-bottom:14px}
#lf-us-insights .cred b{display:block;font-family:var(--serif);font-size:1.06rem;font-weight:600;color:var(--ink);line-height:1.25;margin-bottom:6px}
#lf-us-insights .cred span:last-child{display:block;font-size:.88rem;color:var(--muted);line-height:1.5}
@media (max-width:1000px){#lf-us-insights .credstrip{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){#lf-us-insights .credstrip{grid-template-columns:1fr}}
#lf-us-insights section[id]{scroll-margin-top:120px}
@media (max-width:760px){#lf-us-insights section[id]{scroll-margin-top:96px}}
#lf-us-insights .toc-float{position:fixed;top:118px;right:26px;z-index:40; width:max-content;min-width:210px;max-width:330px; background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px; box-shadow:0 4px 26px rgba(20,86,143,.10); opacity:0;visibility:hidden;transform:translateX(10px); transition:opacity .22s ease,transform .22s ease,visibility .22s ease; max-height:calc(100vh - 170px);overflow-y:auto;overflow-x:hidden;}
#lf-us-insights .toc-float.show{opacity:1;visibility:visible;transform:none}
#lf-us-insights .toc-float h4{margin:0 0 .8rem;font-family:var(--sans);font-size:.68rem;letter-spacing:.13em; text-transform:uppercase;color:var(--muted);font-weight:700}
#lf-us-insights .toc-float ol{margin:0;padding:0;list-style:none;counter-reset:t}
#lf-us-insights .toc-float li{counter-increment:t;margin-bottom:.15em}
#lf-us-insights .toc-float a{display:flex;gap:7px;align-items:baseline;padding:6px 9px;border-radius:7px; font-size:.82rem;line-height:1.35;color:var(--body);text-decoration:none; transition:background .15s ease,color .15s ease;overflow-wrap:break-word}
#lf-us-insights .toc-float a::before{content:counter(t) ".";color:var(--muted);flex:0 0 auto;font-variant-numeric:tabular-nums}
#lf-us-insights .toc-float a:hover{background:var(--accent-light);color:var(--accent);text-decoration:none}
#lf-us-insights .toc-float a.active{background:var(--accent-light);color:var(--accent);font-weight:600}
#lf-us-insights .toc-float a.active::before{color:var(--accent)}
@media (max-width:1440px){#lf-us-insights .toc-float{display:none}}
#lf-us-insights .callout + h3,#lf-us-insights .callout + h2,#lf-us-insights .note + h3,#lf-us-insights .note + h2,#lf-us-insights .tbl-scroll + h3{margin-top:2.4rem}
#lf-us-insights .callout{margin-bottom:2rem}
#lf-us-insights .note{margin-bottom:2rem}
#lf-us-insights .blist{list-style:none;padding:0;margin:1.3rem 0}
#lf-us-insights .blist li{padding:15px 0;border-bottom:1px solid var(--line);font-size:1rem;line-height:1.6}
#lf-us-insights .blist li:last-child{border-bottom:0}
#lf-us-insights .blist b{color:var(--ink);font-family:var(--sans);font-weight:600}
#lf-us-insights .faq details{border-bottom:1px solid var(--line);padding:16px 0}
#lf-us-insights .faq summary{font-family:var(--serif);font-size:1.12rem}
#lf-us-insights .faq-body{padding-top:10px;font-size:.98rem}
#lf-us-insights .btn-row{margin-top:1.9rem;display:flex;flex-wrap:wrap;gap:12px}
#lf-us-insights .btn-row .pill{margin:0}
@media (max-width:600px){#lf-us-insights .btn-row{flex-direction:column;align-items:stretch;gap:10px}
#lf-us-insights .btn-row .pill{justify-content:center;width:100%}}
@media (max-width:600px){#lf-us-insights .cta .pill{display:flex;width:100%;justify-content:center;margin:0}
#lf-us-insights .cta .pill + .pill{margin-top:12px}
#lf-us-insights .note + h3,#lf-us-insights .note + h2{margin-top:2.2rem}}
#lf-us-insights .hero{padding-top:160px}
@media (max-width:760px){#lf-us-insights .hero{padding-top:105px}}
#lf-us-insights h3{margin-top:1.8rem}
#lf-us-insights .narrow ul,#lf-us-insights .narrow ol:not(.toc ol){padding-left:1.3em;margin:0 0 1.3em}
#lf-us-insights .narrow li{margin-bottom:.55em}